Thinking about life after you finish work usually involves planning for your retirement. This means considering how to enjoy your hard-earned wealth, perhaps by travelling, spending time with friends and family, or treating yourself to something you’ve always dreamt of having, such as a new car or the holiday of a lifetime.

However, there is another aspect of later-life planning to think about sooner rather than later: the possibility of funding care, should you need it.

While it’s impossible to know what life has in store, longer life expectancies and rising expenses mean care costs now form an essential area of financial planning.

Download your copy here: Your guide to planning later-life care

If you’d like to know more about how we can help you plan to achieve the goals that matter to you, please get in touch.

Please note: This guide is for general information only and does not constitute advice. The information is aimed at retail clients only.

All information is correct at the time of writing (June 2026) and is subject to change in the future.

The Financial Conduct Authority does not regulate cashflow planning.

Approved by The Openwork Partnership on 02/06/2026.